Open Your Eyes To Financial Freedom

The Million-Dollar Question: Are You One of Them? Based on the 4% rule, if I have USD 1,000,000 invested and it generates an average return of 4% per year, I can withdraw USD 40,000 annually—about USD 3,333 per month—while preserving the value of my capital over the long term. If USD 3,333 a month is insufficient for retirement, the solution is straightforward: Accumulate more than USD 1 million, or Achieve a higher sustainable return. There are no shortcuts—just arithmetic. Now, consider geography. If I take that same USD 3,333 and spend it overseas, the purchasing power changes dramatically. In countries with lower living costs and favourable exchange rates, this monthly amount can stretch much further. What looks modest in Singapore can feel abundant elsewhere. Suddenly, the idea of retirement transforms from survival to choice. On paper, it looks like the perfect plan. But imagination without action leads nowhere. My own journey started nine years ago. Yet real actio...

  If investing and trading for 5 years earns me a medal, I will gladly wear it. The photo above shows a SAF Good Service medal. If you have served your national service well and you went through your NS-men reservist diligently, you will be awarded with this medal 100%. The criterial is easy, you need to perform your NS duties with a positive attitude with satisfactory service, be competent during in-camp training and provide meaningful contribution to the SAF. Sounds simple enough but if the same requirement is used on the world of investing and trading, getting a Good Service Medal might not be as easy. Simply showing up is not good enough.