Open Your Eyes To Financial Freedom

Yes, as usual... 22 August, the date to remember when I started my trading and investing journey 6 years ago. Where do I stand right now? Well... the good news is that my portfolio has not been wiped out yet (doubt it ever will) and the bad news, my trading is still in red despite my investing portfolio being pretty green. Overall, I am still at a loss. The trading venture took a bigger hit than expected even when one of my stock pick is up 800% and several others in the range of 100% profit. I am still a little red. If there is a consolation cry to my losses, at least it is not red in crimson dark red but slightly brighter fresh blood red, but red is red and a loss is still a loss. 6 years into this and I will be quick to console myself that even though I am in the deeper end of the balance, overall, the newly found confidence in my quest for retirement is darn bloody strong (pun intended). Last counted, I am a step closer to hitting my first 7 figures net worth. If all goes well, it ...

  News like these will not the first and they will not be the last. As the world economy is becoming more and more unstable with continuous distrust among nations coupled with the emergence of Artificial Intelligence (AI), companies from around the world are starting on a radical shift in their hiring process. As more retrenchment news continue to flood our shores, one begins to wonder if they too will be affected by this world movement. With inflation rocking high due to energy disruption, we are beginning to unfold a little of what Covid-19 has taught from the history books. Unlike the pandemic where people were dying and government scrambling for vaccines and cures with very little to no information about the virus, t he current energy crisis and high inflation is somewhat pre-emptive with possible extreme solutions. As it is, the Strait of Hormuz remains open, close, open, close, open, close, the ceasefire agreement is ever changing with little to no progress. Amidst these unce...

As I type this blog post, the Americans and Israelis are one month into their war with the Iranians. The Straits of Hormuz is occasionally shut, but reopened whenever the Iranians “feel good.” From news reports, the strait is either opened to Iran’s allies or to tankers that have paid a hefty “toll fee” of up to USD 2 million for safe passage. Imagine this… if someone paid you 2 million dollars a day (and who knows how many tankers pass through daily), would you suddenly open up the strait, return to normal, and collect nothing? Probably not. If someone is willing to pay, there will always be someone willing to sell. Clearly, the strait is being held hostage. Before the war, about 20% of the world’s oil passed through it. If this issue is not resolved, the global economy will take a serious hit. I’ll leave out the detailed facts and figures in this post and instead focus on the possible outcomes—and what you can do to take advantage of this situation. I call this an opportunity beca...

  There you go! If you chance upon this blog, this might be something interesting to get you started. Otherwise, we will come back again in 5 years time and complained "WHY I DIDN'T BUY MORE???" Should have, could have and would have... War is bad and people die from battles but life goes on and we try our best to make the best out of everything that we can lay our hands on. Good luck with this! This is not a financial advice. Just sharing my plan for investment if if if the market falls another 20% from here. This post is time sensitive and this post and blog is based on my personal experiences thus the naming "Anyhow Buy Strategy". Don't take things too seriously. 18 March 2026 (Stock Price) GOOG - $309, NVDA - $182, AZMN - $215, META - $622, MSFT - $399 Let's check back again in years to come or at least after the war ends... * Updated on 27/8/2026. This portfolio is up 17% in 5 months and I have not even finish buying everything.

The Million-Dollar Question: Are You One of Them? Based on the 4% rule, if I have USD 1,000,000 invested and it generates an average return of 4% per year, I can withdraw USD 40,000 annually—about USD 3,333 per month—while preserving the value of my capital over the long term. If USD 3,333 a month is insufficient for retirement, the solution is straightforward: Accumulate more than USD 1 million, or Achieve a higher sustainable return. There are no shortcuts—just arithmetic. Now, consider geography. If I take that same USD 3,333 and spend it overseas, the purchasing power changes dramatically. In countries with lower living costs and favourable exchange rates, this monthly amount can stretch much further. What looks modest in Singapore can feel abundant elsewhere. Suddenly, the idea of retirement transforms from survival to choice. On paper, it looks like the perfect plan. But imagination without action leads nowhere. My own journey started nine years ago. Yet real actio...

  If investing and trading for 5 years earns me a medal, I will gladly wear it. The photo above shows a SAF Good Service medal. If you have served your national service well and you went through your NS-men reservist diligently, you will be awarded with this medal 100%. The criterial is easy, you need to perform your NS duties with a positive attitude with satisfactory service, be competent during in-camp training and provide meaningful contribution to the SAF. Sounds simple enough but if the same requirement is used on the world of investing and trading, getting a Good Service Medal might not be as easy. Simply showing up is not good enough.