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Showing posts from December, 2023

Goodbye 2023, Hello 2024!

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Don't want to beat the dead horse again but as I have always preached "everyone should be invested!" Gone are the days where one can hold a job diligently and work till retirement. These days, it is common to find side hustles or some form of passive income to fund your regular salary. Investing happens to be a great choice. I am saying this because I have done it, experienced it and I profited from the returns so I know what I am saying and it can really work. According to the many market predictions from financial articles, 2024 is supposedly going to be a year of volatility just because the Federal Reserves (Fed) has announced in November 2023 that interest rate hike will pause and eventually cut.  With volatility, the stock market will present an opportunity! History has shown that whenever something "huge" has happened to the stock market, there was always a counter effect. What goes up must come down and what goes down must come up! With the Fed declaring

Anyone can be rich if they do the following...

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This is a rather bold header... and you would be stupid to think that you can be rich by reading this blog post. Rich can be defined in so many ways depending on the individual as every human being develops their own perspective of the meaning of being rich. Many years ago while working in the education sector, I remember this conversation which I had with an ex-colleague named Alex S. Alex S is an Indonesian, both him and I worked in the same department which would required us to handle any matters relating to student sports. One night, we had to work into overtime and we were both extremely exhausted. Feeling worn out and at the same time taking the road of self pity, I asked Alex S: "What is the meaning of happiness?" It was a casual question and I was not expecting Alex S to reply in such detail. It was one of those questions where you start questioning your existence in this world. To my surprise, Alex S gave me an answer which I remember till this day. "Happiness i